Everyday spending
Why did I spend more this month?
Find the purchases and categories behind the increase.
AI money coach
A question today.
A clearer next step.
Bring your spending, goals, and plans into the conversation. Ask about your numbers, explore a different assumption, and work through what a next step could look like.
No credit card needed. Start where you are.
Bring what’s on your mindYour next step starts with a question.
Start with what’s on your mind
Good questions.
More useful conversations.
A few ways to begin when you open the coach in Pockit Book.
Savings goals
How much should I save each month for my trip?
Turn your savings target and travel date into a monthly amount.
Retirement
Am I saving enough for retirement?
Compare your projected monthly retirement income with the amount you’ll need.
Debt
Which credit card should I pay off first?
Understand the tradeoff between paying less interest and clearing a smaller balance sooner.
Buying a home
What would a mortgage mean for my monthly budget?
Account for the mortgage, property taxes, and insurance before deciding what you can afford.
Working for yourself
What should I set aside for quarterly taxes?
See your estimated quarterly payment so you can set that money aside from business income.
Context makes the conversation better
A question about your money
starts with your money.
Your accounts, transactions, and planning inputs give the conversation a starting point. Use the coach to explore the relationships between them and ask follow-up questions.
- Understand the activity behind your numbers
- Connect everyday spending with longer-term goals
- Revisit assumptions when your circumstances change
Before it answers
Your financial picture.
Behind each answer.
The coach draws on your accounts and plans to connect each question with the rest of your finances.
Context read before this answerLive · synced 7:04 AM
- BalancesLive across every connected account, as of the last sync8 accounts
- TransactionsThe categorized history, not a summary of it1,412 this year
- Holdings and liabilitiesPositions, rates and payoff schedules12 positions
- GoalsTargets, dates and the contribution each one needs4 active
- ProjectionsThe retirement paths and the tax estimate already computed3 paths
In the wild
A little “what if.”
A clearer way forward.
Turn a savings question into a next step you can picture.
Pockit Book coach
Can we reach our $10,000 moving goal in six months?
A monthly target
$1,000 / month
With $4,000 already saved, another $1,000 a month would close the gap in six months.
Saved so far$4,000 / $10,000
Clarity, with you in control
More perspective.
Your decisions.
Bring curiosity to the conversation. Review the details, explore a different assumption, and decide what makes sense for your life.
Read-only bank connections
The coach cannot transfer money from your connected accounts.
Room to explore
Planning estimates depend on the information and assumptions you provide.
Included with Pro and Family
Included with Pro, Family and Entrepreneur.
Before your first conversation
A little more
about your coach.
Can the coach move money for me?
No. Connected bank information is read-only. Your money stays at your financial institution.
Where do I start a conversation?
Open Ask AI in the Pockit Book application. Coaching is included with every paid plan.
How should I use planning answers?
Use them to understand options and questions to investigate. Check your inputs and assumptions, and review important financial decisions with the appropriate professional.
A clearer picture starts here
Bring your first question.
Start seeing your money more clearly. Then explore what you want to do with it.
Start freeFree plan. No credit card needed.
