An allowance that teaches
Set a monthly amount for a member, let their spending land against it, and let them watch the remainder move. The lesson is the number going down, not a lecture at the table.
For families
One household.
So much ahead.
The bills today. College down the road. Retirement together. Bring your household spending and longer-term goals into one picture, with room for the priorities you share.
No credit card needed. Start where you are.
Plan for your peopleYour next chapter starts together.
Everyone in the household
Six roles.
One household.
Each person gets the access their part of the money needs, and nothing wider.
| Capability | Owner | Partner | Accountant | Member | Viewer | Read only |
|---|---|---|---|---|---|---|
| See the budget and reports | Allowed | Allowed | Allowed | Allowed | Allowed | Allowed |
| Edit the budget | Allowed | Allowed | Allowed | Not allowed | Not allowed | Not allowed |
| Approve a change | Allowed | Allowed | Not allowed | Not allowed | Not allowed | Not allowed |
| See household accounts | Allowed | Allowed | Not allowed | Allowed | Allowed | Not allowed |
| Add people, connect banks | Allowed | Not allowed | Not allowed | Not allowed | Not allowed | Not allowed |
The Family plan includes up to five household members. Choose a role for each person to control what they can see and change.
The foundations of a calmer financial life
Different priorities.
One plan that connects them.
A household budget is a set of trade-offs. See the everyday costs and longer-term goals in the same picture.
- Keep planned spending, actual purchases, and what’s left in view
- Give shared goals a target and a monthly contribution
- Make room for college alongside today’s household priorities
One plan, several people
A budget for each person.
One household total.
A budget plan can belong to the household, or to one person inside it. A teenager gets an allowance they can watch go down. One partner gets a discretionary line that is theirs to spend. Both still count toward the household number.
- Give a plan to one member, or share it across the household
- A child’s allowance sits in the same budget as the mortgage
- Each member sees their own plan and what is left of it
- Household totals include every member plan
Spending money without a negotiation
A plan that belongs to one partner keeps personal spending out of the joint conversation, while the amount still counts toward the household total. Separate lines, one set of books.
Not every account is joint
Shared by default.
Private when it needs to be.
Every connected account belongs to a member and carries one setting: shared or private. A shared account is part of the household picture. A private account is visible to the member it belongs to and to household owners, and to nobody else.
Joint finances need a shared picture. That is not the same as every account being joint. A household product that demands full disclosure on the first evening gets opened once and never again.
How your data is handledWorth being plain about what this is. It is a visibility model, not encryption. Private accounts are withheld from other members by permission checks, household owners can still see them, and Pockit Book can read the data it stores. If an account should be visible to no one, leave it unconnected.
Shared
The defaultWho can see it
- The member the account belongs to
- Household owners
- Every member whose role can read accounts
Private
One setting awayWho can see it
- The member the account belongs to
- Household owners
- No other member, whatever their role
A second pair of eyes
Some changes shouldn’t
happen quietly.
There is an approvals queue for changes that deserve a look from someone else first. The rule behind it is short. An owner or a partner approves, and no other role can.
- 01
A change is raised
It goes into the approvals queue rather than straight into the household plan.
- 02
An owner or a partner looks
Those are the only two roles carrying the approve permission, and it is checked on the server, not in the interface.
- 03
Nothing moves until then
A request that has not been approved has not taken effect. The household picture stays as it was.
An accountant, a member, a viewer or a read-only role can hold every other kind of access in the household and still not be able to approve.
The future is a family matter
College. Retirement.
See how the plans fit.
The things you’re saving for draw from the same money. Explore your timeline and contributions with a clearer view of the decisions around them.
- College planning for each child
- Retirement projections with adjustable assumptions
- Savings goals with a monthly contribution
A shared life has more than one milestone
The first home. The big day.
The life between them.
Give the next chapter a place in your plan, then see what it asks of the money you have today.
Explore a home purchase
Bring a down payment, mortgage assumptions, and the ongoing costs of a home into the same decision.
Plan a wedding or life event
Explore the costs and savings target for a wedding, a growing family, or another important milestone.
Keep a cushion in the picture
Build an emergency-fund goal alongside the exciting plans, with a target and a contribution you can revisit.
Prepared for more than the everyday
The information your family
shouldn’t have to search for.
A continuity plan gives important accounts, insurance information, trusted contacts, and document locations a home. Bring the practical details together while you have time to think them through.
Explore the full pictureAccounts & policies
Keep the essential financial details organized.
Trusted contacts
Know who your family can turn to.
Estate checklist
Keep document locations and the preparations that need attention in view.
Questions from the kitchen table
A few things
worth knowing.
Can each person in the house have their own budget?
Yes. A budget plan can belong to the household or to one member, so a child’s allowance and a partner’s discretionary spending sit in the same budget as the mortgage. Member plans roll up into the household totals rather than living somewhere separate.
Can other members see my accounts?
Each connected account is set to shared or private. A shared account is visible to household members whose role can read accounts. A private account is visible only to the member it belongs to and to household owners. This is a visibility rule enforced by the app, not encryption.
How many people can I add?
The Family plan includes up to five household members. Each one gets a role, and the role decides what they can read, what they can change, and whether they can approve a change.
What can I organize for my household?
Pockit Book brings account balances, spending, savings goals, and planning into one place. The Family plan adds college planning to the tools available in Pro.
Can I plan for college and retirement?
Yes. College planning helps you explore future education costs and contributions, while retirement projections let you explore different timelines and assumptions. Projections are estimates, not guaranteed outcomes.
Can I begin with a free account?
Yes. The Free plan includes two connected accounts, transaction tracking, a basic dashboard, one savings goal, and email alerts. No credit card is required to create a free account.
Will connecting a bank let Pockit Book move money?
No. Bank connections provide read-only access. Your money stays with your financial institution.
A clearer picture starts here
Make room for your family’s next chapter.
A clearer month. A more considered future. Start bringing the pieces together.
Start freeFree plan. No credit card needed.
